Call reports 2004
DALLAS NATIONAL BANK — 2004
What DALLAS NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 91,637,000 | 85,234,000 | 85,522,000 | 90,308,000 |
| Total loans | 37,012,000 | 36,993,000 | 37,647,000 | 38,945,000 |
| Allowance for loan losses | 335,000 | 358,000 | 345,000 | 365,000 |
| Securities available for sale | 40,028,000 | 36,678,000 | 40,277,000 | 44,685,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,148,000 | 73,713,000 | 71,251,000 | 75,896,000 |
| Interest-bearing deposits | 52,530,000 | 45,461,000 | 47,722,000 | 53,348,000 |
| Noninterest-bearing deposits | 26,618,000 | 28,252,000 | 23,529,000 | 22,548,000 |
| Equity capital | 7,631,000 | 6,782,000 | 7,353,000 | 7,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 959,000 | 1,955,000 | 2,917,000 | 3,976,000 |
| Interest expense | 132,000 | 290,000 | 427,000 | 583,000 |
| Net interest income | 827,000 | 1,665,000 | 2,490,000 | 3,393,000 |
| Noninterest income | 157,000 | 315,000 | 530,000 | 653,000 |
| Noninterest expense | 863,000 | 1,720,000 | 2,570,000 | 3,512,000 |
| Provision for loan losses | 35,000 | 87,000 | 147,000 | 168,000 |
| Pretax income | 92,000 | 177,000 | 261,000 | 366,000 |
| Income tax | 6,000 | 10,000 | 15,000 | 32,000 |
| Net income | 86,000 | 167,000 | 246,000 | 334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,315,000 | 7,259,000 | 7,384,000 | 7,173,000 |
| Total capital | 7,650,000 | 7,617,000 | 7,729,000 | 7,538,000 |
| Risk-weighted assets | 48,643,000 | 46,947,000 | 48,523,000 | 47,596,000 |