Call reports 2003
DALLAS NATIONAL BANK — 2003
What DALLAS NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 72,284,000 | 87,670,000 | 86,056,000 | 81,431,000 |
| Total loans | 32,267,000 | 32,347,000 | 32,656,000 | 33,973,000 |
| Allowance for loan losses | 321,000 | 398,000 | 372,000 | 362,000 |
| Securities available for sale | 29,979,000 | 35,113,000 | 37,391,000 | 39,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,000,000 | 76,411,000 | 75,314,000 | 70,634,000 |
| Interest-bearing deposits | 42,167,000 | 53,889,000 | 49,956,000 | 47,632,000 |
| Noninterest-bearing deposits | 18,833,000 | 22,522,000 | 25,358,000 | 23,002,000 |
| Equity capital | 7,688,000 | 7,696,000 | 7,354,000 | 7,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 902,000 | 1,783,000 | 2,659,000 | 3,594,000 |
| Interest expense | 150,000 | 294,000 | 425,000 | 556,000 |
| Net interest income | 752,000 | 1,489,000 | 2,234,000 | 3,038,000 |
| Noninterest income | 190,000 | 341,000 | 527,000 | 711,000 |
| Noninterest expense | 751,000 | 1,561,000 | 2,458,000 | 3,353,000 |
| Provision for loan losses | 22,000 | 113,000 | 133,000 | 153,000 |
| Pretax income | 169,000 | 178,000 | 283,000 | 356,000 |
| Income tax | 49,000 | 37,000 | 72,000 | 61,000 |
| Net income | 120,000 | 141,000 | 211,000 | 295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,335,000 | 7,277,000 | 7,328,000 | 7,242,000 |
| Total capital | 7,555,000 | 7,567,000 | 7,680,000 | 7,604,000 |
| Risk-weighted assets | 40,217,000 | 43,519,000 | 43,863,000 | 44,550,000 |