Call reports 2015
TRUSTATLANTIC BANK — 2015
What TRUSTATLANTIC BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 442,585,000 | 429,059,000 | 404,900,000 |
| Total loans | 323,189,000 | 316,785,000 | 298,050,000 |
| Allowance for loan losses | 5,908,000 | 5,128,000 | 4,639,000 |
| Securities available for sale | 71,227,000 | 70,571,000 | 67,716,000 |
| Securities held to maturity | 4,681,000 | 4,853,000 | 4,602,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 388,592,000 | 375,073,000 | 349,654,000 |
| Interest-bearing deposits | 323,391,000 | 304,076,000 | 287,704,000 |
| Noninterest-bearing deposits | 65,201,000 | 70,997,000 | 61,950,000 |
| Equity capital | 51,051,000 | 51,668,000 | 52,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 4,514,000 | 9,079,000 | 13,378,000 |
| Interest expense | 750,000 | 1,489,000 | 2,210,000 |
| Net interest income | 3,764,000 | 7,590,000 | 11,168,000 |
| Noninterest income | 158,000 | 271,000 | 500,000 |
| Noninterest expense | 2,216,000 | 4,481,000 | 6,636,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 1,706,000 | 3,380,000 | 5,035,000 |
| Income tax | 621,000 | 1,224,000 | 1,817,000 |
| Net income | 1,085,000 | 2,156,000 | 3,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 45,564,000 | 46,761,000 | 47,375,000 |
| Total capital | 50,232,000 | 51,283,000 | 51,576,000 |
| Risk-weighted assets | 363,036,000 | 356,611,000 | 334,825,000 |