Call reports 2012
TRUSTATLANTIC BANK — 2012
What TRUSTATLANTIC BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 361,869,000 | 369,835,000 | 369,869,000 | 369,729,000 |
| Total loans | 260,920,000 | 265,879,000 | 272,656,000 | 282,649,000 |
| Allowance for loan losses | 6,490,000 | 6,630,000 | 6,511,000 | 6,116,000 |
| Securities available for sale | 56,131,000 | 55,545,000 | 57,230,000 | 56,694,000 |
| Securities held to maturity | 2,146,000 | 2,386,000 | 2,600,000 | 2,892,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,675,000 | 322,401,000 | 321,360,000 | 320,925,000 |
| Interest-bearing deposits | 291,149,000 | 292,647,000 | 291,615,000 | 287,468,000 |
| Noninterest-bearing deposits | 26,526,000 | 29,754,000 | 29,745,000 | 33,457,000 |
| Equity capital | 39,373,000 | 43,320,000 | 44,016,000 | 44,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,249,000 | 8,599,000 | 12,916,000 | 17,191,000 |
| Interest expense | 959,000 | 1,884,000 | 2,802,000 | 3,637,000 |
| Net interest income | 3,290,000 | 6,715,000 | 10,114,000 | 13,554,000 |
| Noninterest income | 72,000 | 84,000 | 210,000 | 269,000 |
| Noninterest expense | 2,241,000 | 4,477,000 | 6,667,000 | 8,754,000 |
| Provision for loan losses | 643,000 | 1,083,000 | 1,523,000 | 2,263,000 |
| Pretax income | 478,000 | 1,239,000 | 2,134,000 | 2,808,000 |
| Income tax | 0 | -3,055,000 | -2,716,000 | -2,472,000 |
| Net income | 478,000 | 4,294,000 | 4,850,000 | 5,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,345,000 | 36,469,000 | 37,123,000 | 37,607,000 |
| Total capital | 37,720,000 | 39,930,000 | 40,659,000 | 41,227,000 |
| Risk-weighted assets | 266,796,000 | 273,662,000 | 279,852,000 | 287,055,000 |