Call reports 2009
TRUSTATLANTIC BANK — 2009
What TRUSTATLANTIC BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 329,182,000 | 337,883,000 | 348,169,000 | 356,172,000 |
| Total loans | 262,470,000 | 271,110,000 | 280,812,000 | 279,690,000 |
| Allowance for loan losses | 3,342,000 | 3,646,000 | 3,925,000 | 4,220,000 |
| Securities available for sale | 47,445,000 | 50,300,000 | 47,973,000 | 50,704,000 |
| Securities held to maturity | 2,749,000 | 2,250,000 | 2,250,000 | 2,649,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,088,000 | 301,433,000 | 300,744,000 | 308,417,000 |
| Interest-bearing deposits | 279,145,000 | 287,728,000 | 283,444,000 | 287,559,000 |
| Noninterest-bearing deposits | 13,943,000 | 13,705,000 | 17,300,000 | 20,859,000 |
| Equity capital | 34,319,000 | 34,688,000 | 35,680,000 | 35,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,801,000 | 7,870,000 | 12,068,000 | 16,580,000 |
| Interest expense | 1,940,000 | 3,592,000 | 5,040,000 | 6,314,000 |
| Net interest income | 1,861,000 | 4,278,000 | 7,028,000 | 10,266,000 |
| Noninterest income | 68,000 | 108,000 | 176,000 | 267,000 |
| Noninterest expense | 1,956,000 | 4,043,000 | 5,953,000 | 7,777,000 |
| Provision for loan losses | 480,000 | 802,000 | 1,394,000 | 1,973,000 |
| Pretax income | -932,000 | -894,000 | -789,000 | -650,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -932,000 | -894,000 | -789,000 | -650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,540,000 | 31,653,000 | 31,874,000 | 32,105,000 |
| Total capital | 34,953,000 | 35,339,000 | 35,729,000 | 35,951,000 |
| Risk-weighted assets | 288,019,000 | 294,851,000 | 308,249,000 | 307,265,000 |