Call reports 2005
TRUSTATLANTIC BANK — 2005
What TRUSTATLANTIC BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 26,376,000 | 28,983,000 | 29,546,000 | 32,333,000 |
| Total loans | 20,838,000 | 25,499,000 | 22,355,000 | 28,527,000 |
| Allowance for loan losses | 481,000 | 495,000 | 502,000 | 506,000 |
| Securities available for sale | 1,972,000 | 1,925,000 | 1,849,000 | 1,761,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,220,000 | 23,726,000 | 24,324,000 | 24,261,000 |
| Interest-bearing deposits | 19,619,000 | 21,786,000 | 22,225,000 | 22,268,000 |
| Noninterest-bearing deposits | 1,602,000 | 1,940,000 | 2,099,000 | 1,993,000 |
| Equity capital | 5,079,000 | 5,102,000 | 5,110,000 | 5,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 373,000 | 799,000 | 1,223,000 | 1,681,000 |
| Interest expense | 131,000 | 280,000 | 457,000 | 651,000 |
| Net interest income | 242,000 | 519,000 | 766,000 | 1,030,000 |
| Noninterest income | 44,000 | 95,000 | 196,000 | 272,000 |
| Noninterest expense | 280,000 | 592,000 | 928,000 | 1,250,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 6,000 | 22,000 | 34,000 | 52,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,000 | 22,000 | 34,000 | 52,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,079,000 | 5,102,000 | 5,106,000 | 5,125,000 |
| Total capital | 5,312,000 | 5,378,000 | 5,377,000 | 5,385,000 |
| Risk-weighted assets | 18,408,000 | 21,969,000 | 21,462,000 | 20,552,000 |