Call reports 2013
SOMERSET HILLS BANK — 2013
What SOMERSET HILLS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 |
|---|---|
| Total assets | 355,468,000 |
| Total loans | 247,628,000 |
| Allowance for loan losses | 3,192,000 |
| Securities available for sale | 12,982,000 |
| Securities held to maturity | 9,354,000 |
| Trading assets | 0 |
| Total deposits | 308,117,000 |
| Interest-bearing deposits | 224,724,000 |
| Noninterest-bearing deposits | 83,393,000 |
| Equity capital | 40,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 |
|---|---|
| Interest income | 3,019,000 |
| Interest expense | 235,000 |
| Net interest income | 2,784,000 |
| Noninterest income | 519,000 |
| Noninterest expense | 2,527,000 |
| Provision for loan losses | 25,000 |
| Pretax income | 751,000 |
| Income tax | 328,000 |
| Net income | 423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 |
|---|---|
| Tier 1 capital | 40,431,000 |
| Total capital | 43,623,000 |
| Risk-weighted assets | 268,828,000 |