Call report 2005Q4
SOMERSET HILLS BANK — 2005Q4
The 22 measures SOMERSET HILLS BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 245,926,000 | USD | evidence → |
| Total loans | 182,527,000 | USD | evidence → |
| Allowance for loan losses | 2,029,000 | USD | evidence → |
| Securities available for sale | 31,226,000 | USD | evidence → |
| Securities held to maturity | 9,366,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 212,728,000 | USD | evidence → |
| Interest-bearing deposits | 162,577,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,151,000 | USD | evidence → |
| Equity capital | 20,858,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,605,000 | USD | evidence → |
| Interest expense | 3,194,000 | USD | evidence → |
| Net interest income | 8,411,000 | USD | evidence → |
| Noninterest income | 2,941,000 | USD | evidence → |
| Noninterest expense | 8,403,000 | USD | evidence → |
| Provision for loan losses | 392,000 | USD | evidence → |
| Pretax income | 2,555,000 | USD | evidence → |
| Income tax | 429,000 | USD | evidence → |
| Net income | 2,126,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,974,000 | USD | evidence → |
| Total capital | 22,003,000 | USD | evidence → |
| Risk-weighted assets | 207,720,000 | USD | evidence → |