Call report 2004Q4
SOMERSET HILLS BANK — 2004Q4
The 22 measures SOMERSET HILLS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 181,876,000 | USD | evidence → |
| Total loans | 143,001,000 | USD | evidence → |
| Allowance for loan losses | 1,634,000 | USD | evidence → |
| Securities available for sale | 16,960,000 | USD | evidence → |
| Securities held to maturity | 5,847,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 158,985,000 | USD | evidence → |
| Interest-bearing deposits | 117,814,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,171,000 | USD | evidence → |
| Equity capital | 18,974,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,202,000 | USD | evidence → |
| Interest expense | 2,019,000 | USD | evidence → |
| Net interest income | 6,183,000 | USD | evidence → |
| Noninterest income | 2,836,000 | USD | evidence → |
| Noninterest expense | 7,331,000 | USD | evidence → |
| Provision for loan losses | 225,000 | USD | evidence → |
| Pretax income | 1,472,000 | USD | evidence → |
| Income tax | 113,000 | USD | evidence → |
| Net income | 1,359,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,848,000 | USD | evidence → |
| Total capital | 19,482,000 | USD | evidence → |
| Risk-weighted assets | 171,057,000 | USD | evidence → |