Call reports 2001

SOMERSET HILLS BANK — 2001

Name: SOMERSET HILLS BANK — FFIEC call report 2001
Creator: SOMERSET HILLS BANK

What SOMERSET HILLS BANK reported to the FFIEC in 2001, quarter by quarter.

PERIOD: 2001SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/59819d2b-4c0a-4f90-b2f6-5b6e2e650894/2001

Balance sheet

What the bank holds and owes at quarter end

Measure	2001Q1	2001Q2	2001Q3	2001Q4
Total assets	88,244,000	99,738,000	114,258,000	119,070,000
Total loans	64,268,000	76,868,000	74,555,000	85,527,000
Allowance for loan losses	457,000	592,000	673,000	882,000
Securities available for sale	9,084,000	9,602,000	15,743,000	17,099,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	74,945,000	85,705,000	98,757,000	103,069,000
Interest-bearing deposits	66,971,000	77,208,000	88,414,000	89,681,000
Noninterest-bearing deposits	7,974,000	8,497,000	10,343,000	13,388,000
Equity capital	12,919,000	12,820,000	12,766,000	12,573,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2001Q1	2001Q2	2001Q3	2001Q4
Interest income	1,502,000	3,112,000	4,866,000	6,499,000
Interest expense	906,000	1,802,000	2,836,000	3,690,000
Net interest income	596,000	1,310,000	2,030,000	2,809,000
Noninterest income	553,000	1,262,000	2,019,000	2,821,000
Noninterest expense	1,242,000	2,605,000	4,097,000	5,473,000
Provision for loan losses	75,000	234,000	346,000	584,000
Pretax income	-168,000	-267,000	-331,000	-352,000
Income tax	9,000	25,000	46,000	77,000
Net income	-177,000	-292,000	-377,000	-429,000

Basel measures — not reported for every quarter

Measure	2001Q1	2001Q2	2001Q3	2001Q4
Tier 1 capital	11,585,000	11,486,000	11,418,000	11,382,000
Total capital	12,042,000	12,078,000	12,091,000	12,264,000
Risk-weighted assets	70,132,000	80,541,000	86,784,000	87,563,000