Call reports 2008
NEW VIENNA SAVINGS BANK — 2008
What NEW VIENNA SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 28,126,000 | 28,256,000 | 28,698,000 | 28,479,000 |
| Total loans | 19,573,000 | 19,947,000 | 19,964,000 | 19,874,000 |
| Allowance for loan losses | 262,000 | 290,000 | 290,000 | 290,000 |
| Securities available for sale | 5,765,000 | 5,823,000 | 6,759,000 | 6,677,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,880,000 | 23,108,000 | 21,958,000 | 21,946,000 |
| Interest-bearing deposits | 21,192,000 | 21,325,000 | 20,236,000 | 19,917,000 |
| Noninterest-bearing deposits | 1,688,000 | 1,783,000 | 1,722,000 | 2,029,000 |
| Equity capital | 4,368,000 | 4,282,000 | 4,288,000 | 4,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 397,000 | 803,000 | 1,220,000 | 1,658,000 |
| Interest expense | 194,000 | 366,000 | 529,000 | 690,000 |
| Net interest income | 203,000 | 437,000 | 691,000 | 968,000 |
| Noninterest income | 11,000 | 20,000 | 30,000 | 42,000 |
| Noninterest expense | 160,000 | 316,000 | 480,000 | 657,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 54,000 | 141,000 | 241,000 | 353,000 |
| Income tax | 1,000 | -4,000 | 7,000 | 10,000 |
| Net income | 53,000 | 145,000 | 234,000 | 343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,172,000 | 4,227,000 | 4,253,000 | 4,146,000 |
| Total capital | 4,429,000 | 4,484,000 | 4,507,000 | 4,405,000 |
| Risk-weighted assets | 20,587,000 | 20,533,000 | 20,265,000 | 20,711,000 |