Call reports 2005
NEW VIENNA SAVINGS BANK — 2005
What NEW VIENNA SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 24,547,000 | 23,832,000 | 25,418,000 | 25,890,000 |
| Total loans | 18,966,000 | 19,215,000 | 18,988,000 | 18,842,000 |
| Allowance for loan losses | 305,000 | 305,000 | 305,000 | 351,000 |
| Securities available for sale | 3,310,000 | 3,666,000 | 3,594,000 | 4,215,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,794,000 | 18,633,000 | 20,600,000 | 21,091,000 |
| Interest-bearing deposits | 17,645,000 | 17,246,000 | 18,457,000 | 18,908,000 |
| Noninterest-bearing deposits | 2,149,000 | 1,387,000 | 2,143,000 | 2,183,000 |
| Equity capital | 3,983,000 | 3,998,000 | 4,045,000 | 4,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 359,000 | 724,000 | 1,093,000 | 1,498,000 |
| Interest expense | 111,000 | 224,000 | 350,000 | 491,000 |
| Net interest income | 248,000 | 500,000 | 743,000 | 1,007,000 |
| Noninterest income | 7,000 | 15,000 | 25,000 | 38,000 |
| Noninterest expense | 144,000 | 278,000 | 409,000 | 558,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 111,000 | 237,000 | 359,000 | 487,000 |
| Income tax | 5,000 | 12,000 | 17,000 | 24,000 |
| Net income | 106,000 | 225,000 | 342,000 | 463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,946,000 | 3,930,000 | 4,010,000 | 3,997,000 |
| Total capital | 4,188,000 | 4,197,000 | 4,280,000 | 4,228,000 |
| Risk-weighted assets | 19,711,000 | 21,450,000 | 21,552,000 | 18,371,000 |