Call reports 2004
NEW VIENNA SAVINGS BANK — 2004
What NEW VIENNA SAVINGS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 25,007,000 | 26,001,000 | 25,378,000 | 25,630,000 |
| Total loans | 19,268,000 | 19,887,000 | 19,103,000 | 19,088,000 |
| Allowance for loan losses | 275,000 | 302,000 | 302,000 | 302,000 |
| Securities available for sale | 4,422,000 | 4,174,000 | 3,688,000 | 3,106,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,228,000 | 21,297,000 | 20,600,000 | 20,939,000 |
| Interest-bearing deposits | 19,163,000 | 19,242,000 | 19,026,000 | 18,754,000 |
| Noninterest-bearing deposits | 1,065,000 | 2,055,000 | 1,574,000 | 2,185,000 |
| Equity capital | 4,002,000 | 3,946,000 | 4,022,000 | 3,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 374,000 | 759,000 | 1,123,000 | 1,520,000 |
| Interest expense | 128,000 | 253,000 | 370,000 | 489,000 |
| Net interest income | 246,000 | 506,000 | 753,000 | 1,031,000 |
| Noninterest income | 22,000 | 39,000 | 61,000 | 37,000 |
| Noninterest expense | 132,000 | 264,000 | 389,000 | 553,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 136,000 | 281,000 | 425,000 | 514,000 |
| Income tax | 6,000 | 16,000 | 26,000 | 39,000 |
| Net income | 130,000 | 265,000 | 399,000 | 475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,814,000 | 3,858,000 | 3,904,000 | 3,840,000 |
| Total capital | 4,089,000 | 4,118,000 | 4,187,000 | 4,084,000 |
| Risk-weighted assets | 22,511,000 | 20,772,000 | 22,825,000 | 19,491,000 |