Call reports 2003
NEW VIENNA SAVINGS BANK — 2003
What NEW VIENNA SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 27,013,000 | 26,866,000 | 26,611,000 | 25,840,000 |
| Total loans | 18,232,000 | 18,204,000 | 19,121,000 | 18,809,000 |
| Allowance for loan losses | 324,000 | 324,000 | 324,000 | 269,000 |
| Securities available for sale | 7,444,000 | 5,899,000 | 5,637,000 | 4,332,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,321,000 | 21,296,000 | 21,568,000 | 21,159,000 |
| Interest-bearing deposits | 20,204,000 | 20,235,000 | 20,183,000 | 19,115,000 |
| Noninterest-bearing deposits | 1,117,000 | 1,061,000 | 1,385,000 | 2,044,000 |
| Equity capital | 4,128,000 | 4,246,000 | 4,266,000 | 3,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 409,000 | 829,000 | 1,234,000 | 1,628,000 |
| Interest expense | 160,000 | 316,000 | 468,000 | 607,000 |
| Net interest income | 249,000 | 513,000 | 766,000 | 1,021,000 |
| Noninterest income | 13,000 | 27,000 | 51,000 | 77,000 |
| Noninterest expense | 124,000 | 245,000 | 362,000 | 508,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 138,000 | 295,000 | 455,000 | 590,000 |
| Income tax | 39,000 | 85,000 | 270,000 | 274,000 |
| Net income | 99,000 | 210,000 | 185,000 | 316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,939,000 | 4,050,000 | 4,020,000 | 3,726,000 |
| Total capital | 4,192,000 | 4,293,000 | 4,272,000 | 3,970,000 |
| Risk-weighted assets | 20,176,000 | 19,357,000 | 20,077,000 | 19,482,000 |