Call reports 2016
BANNER BANK — 2016
What BANNER BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 9,473,647,000 | 9,633,598,000 | 9,557,843,000 | 9,531,252,000 |
| Total loans | 7,049,999,000 | 7,249,079,000 | 7,331,539,000 | 7,511,669,000 |
| Allowance for loan losses | 75,994,000 | 79,110,000 | 81,989,000 | 83,910,000 |
| Securities available for sale | 1,170,274,000 | 1,141,851,000 | 976,654,000 | 774,274,000 |
| Securities held to maturity | 232,121,000 | 240,340,000 | 257,838,000 | 254,045,000 |
| Trading assets | 51,323,000 | 53,869,000 | 48,477,000 | 31,740,000 |
| Total deposits | 7,865,657,000 | 7,746,027,000 | 7,916,878,000 | 7,983,349,000 |
| Interest-bearing deposits | 4,896,509,000 | 4,798,487,000 | 4,804,489,000 | 4,875,338,000 |
| Noninterest-bearing deposits | 2,969,148,000 | 2,947,540,000 | 3,112,389,000 | 3,108,011,000 |
| Equity capital | 1,298,859,000 | 1,315,229,000 | 1,324,383,000 | 1,274,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 92,730,000 | 187,411,000 | 282,560,000 | 380,966,000 |
| Interest expense | 3,251,000 | 6,403,000 | 9,489,000 | 12,204,000 |
| Net interest income | 89,479,000 | 181,008,000 | 273,071,000 | 368,762,000 |
| Noninterest income | 19,938,000 | 41,285,000 | 64,830,000 | 85,646,000 |
| Noninterest expense | 82,109,000 | 159,582,000 | 236,336,000 | 314,629,000 |
| Provision for loan losses | 0 | 2,000,000 | 3,980,000 | 5,980,000 |
| Pretax income | 27,329,000 | 60,352,000 | 97,939,000 | 134,090,000 |
| Income tax | 9,054,000 | 20,124,000 | 32,712,000 | 46,132,000 |
| Net income | 18,275,000 | 40,228,000 | 65,227,000 | 87,958,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 954,697,000 | 972,695,000 | 989,527,000 | 956,298,000 |
| Total capital | 1,034,320,000 | 1,055,434,000 | 1,075,145,000 | 1,043,837,000 |
| Risk-weighted assets | 8,226,902,000 | 8,456,435,000 | 8,610,523,000 | 8,873,519,000 |