Call reports 2013
BANNER BANK — 2013
What BANNER BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 4,019,062,000 | 4,012,519,000 | 4,053,129,000 | 4,165,399,000 |
| Total loans | 3,060,750,000 | 3,111,060,000 | 3,102,060,000 | 3,237,703,000 |
| Allowance for loan losses | 74,137,000 | 73,943,000 | 73,768,000 | 72,349,000 |
| Securities available for sale | 471,035,000 | 463,529,000 | 471,098,000 | 464,439,000 |
| Securities held to maturity | 85,636,000 | 91,598,000 | 93,820,000 | 99,821,000 |
| Trading assets | 70,983,000 | 66,670,000 | 65,342,000 | 64,447,000 |
| Total deposits | 3,359,496,000 | 3,297,977,000 | 3,370,930,000 | 3,465,457,000 |
| Interest-bearing deposits | 2,447,889,000 | 2,390,769,000 | 2,370,463,000 | 2,394,015,000 |
| Noninterest-bearing deposits | 911,607,000 | 907,208,000 | 1,000,467,000 | 1,071,442,000 |
| Equity capital | 529,844,000 | 530,425,000 | 537,088,000 | 542,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 41,975,000 | 84,857,000 | 127,476,000 | 169,670,000 |
| Interest expense | 2,655,000 | 5,106,000 | 7,375,000 | 9,505,000 |
| Net interest income | 39,320,000 | 79,751,000 | 120,101,000 | 160,165,000 |
| Noninterest income | 10,748,000 | 21,719,000 | 32,585,000 | 41,912,000 |
| Noninterest expense | 32,847,000 | 66,469,000 | 99,831,000 | 134,052,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 17,104,000 | 34,885,000 | 52,739,000 | 67,909,000 |
| Income tax | 5,571,000 | 11,360,000 | 17,364,000 | 22,243,000 |
| Net income | 11,533,000 | 23,525,000 | 35,375,000 | 45,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 498,503,000 | 497,415,000 | 506,907,000 | 512,689,000 |
| Total capital | 540,658,000 | 539,948,000 | 549,662,000 | 557,253,000 |
| Risk-weighted assets | 3,340,448,000 | 3,371,209,000 | 3,389,411,000 | 3,537,304,000 |