Call reports 2012
BANNER BANK — 2012
What BANNER BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 3,957,676,000 | 4,006,538,000 | 4,040,298,000 | 4,042,310,000 |
| Total loans | 3,050,046,000 | 3,030,678,000 | 3,035,497,000 | 3,054,524,000 |
| Allowance for loan losses | 78,724,000 | 77,385,000 | 75,923,000 | 74,475,000 |
| Securities available for sale | 386,716,000 | 436,130,000 | 459,958,000 | 467,275,000 |
| Securities held to maturity | 76,853,000 | 82,504,000 | 87,817,000 | 83,674,000 |
| Trading assets | 78,145,000 | 80,144,000 | 76,550,000 | 75,103,000 |
| Total deposits | 3,311,040,000 | 3,318,966,000 | 3,392,712,000 | 3,392,830,000 |
| Interest-bearing deposits | 2,570,481,000 | 2,538,622,000 | 2,528,736,000 | 2,462,629,000 |
| Noninterest-bearing deposits | 740,559,000 | 780,344,000 | 863,976,000 | 930,201,000 |
| Equity capital | 512,188,000 | 551,367,000 | 509,255,000 | 524,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 44,493,000 | 89,081,000 | 133,610,000 | 176,551,000 |
| Interest expense | 4,858,000 | 8,864,000 | 12,385,000 | 15,486,000 |
| Net interest income | 39,635,000 | 80,217,000 | 121,225,000 | 161,065,000 |
| Noninterest income | 8,621,000 | 19,399,000 | 35,060,000 | 47,835,000 |
| Noninterest expense | 34,192,000 | 66,675,000 | 99,728,000 | 132,818,000 |
| Provision for loan losses | 4,700,000 | 8,400,000 | 11,100,000 | 11,800,000 |
| Pretax income | 9,364,000 | 24,570,000 | 45,495,000 | 64,320,000 |
| Income tax | 80,000 | -23,939,000 | -20,478,000 | -17,330,000 |
| Net income | 9,284,000 | 48,509,000 | 65,973,000 | 81,650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 479,938,000 | 501,906,000 | 463,180,000 | 492,025,000 |
| Total capital | 519,867,000 | 542,314,000 | 503,695,000 | 533,128,000 |
| Risk-weighted assets | 3,155,565,000 | 3,195,699,000 | 3,206,127,000 | 3,254,877,000 |