Call reports 2007
BANNER BANK — 2007
What BANNER BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 3,562,942,000 | 4,089,837,000 | 4,114,345,000 | 4,311,898,000 |
| Total loans | 3,011,880,000 | 3,496,215,000 | 3,497,427,000 | 3,680,106,000 |
| Allowance for loan losses | 36,358,000 | 41,811,000 | 42,770,000 | 44,477,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 47,831,000 | 48,196,000 | 53,259,000 | 53,516,000 |
| Trading assets | 218,477,000 | 174,466,000 | 150,675,000 | 195,161,000 |
| Total deposits | 2,979,368,000 | 3,474,452,000 | 3,504,770,000 | 3,526,428,000 |
| Interest-bearing deposits | 2,628,882,000 | 3,057,475,000 | 3,075,318,000 | 3,082,012,000 |
| Noninterest-bearing deposits | 350,486,000 | 416,977,000 | 429,452,000 | 444,416,000 |
| Equity capital | 341,115,000 | 442,965,000 | 448,718,000 | 470,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 65,446,000 | 138,231,000 | 214,980,000 | 288,667,000 |
| Interest expense | 31,161,000 | 65,268,000 | 101,364,000 | 136,209,000 |
| Net interest income | 34,285,000 | 72,963,000 | 113,616,000 | 152,458,000 |
| Noninterest income | 5,968,000 | 10,610,000 | 18,757,000 | 25,906,000 |
| Noninterest expense | 25,571,000 | 55,222,000 | 88,122,000 | 121,036,000 |
| Provision for loan losses | 1,000,000 | 2,390,000 | 3,875,000 | 5,860,000 |
| Pretax income | 13,682,000 | 25,961,000 | 40,376,000 | 51,468,000 |
| Income tax | 4,450,000 | 8,431,000 | 13,166,000 | 16,738,000 |
| Net income | 9,232,000 | 17,530,000 | 27,210,000 | 34,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 304,815,000 | 343,864,000 | 349,383,000 | 362,298,000 |
| Total capital | 341,173,000 | 385,048,000 | 392,153,000 | 406,775,000 |
| Risk-weighted assets | 3,175,901,000 | 3,662,038,000 | 3,680,791,000 | 3,896,331,000 |