Call reports 2006
BANNER BANK — 2006
What BANNER BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 3,116,468,000 | 3,391,106,000 | 3,447,028,000 | 3,488,551,000 |
| Total loans | 2,570,531,000 | 2,824,033,000 | 2,902,239,000 | 2,965,990,000 |
| Allowance for loan losses | 31,894,000 | 33,618,000 | 35,160,000 | 35,535,000 |
| Securities available for sale | 249,012,000 | 240,489,000 | 242,243,000 | 226,153,000 |
| Securities held to maturity | 49,993,000 | 49,657,000 | 48,304,000 | 47,872,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,447,769,000 | 2,612,080,000 | 2,748,218,000 | 2,823,866,000 |
| Interest-bearing deposits | 2,120,406,000 | 2,293,147,000 | 2,419,972,000 | 2,490,267,000 |
| Noninterest-bearing deposits | 327,363,000 | 318,933,000 | 328,246,000 | 333,599,000 |
| Equity capital | 286,476,000 | 292,647,000 | 330,535,000 | 335,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 52,983,000 | 111,920,000 | 176,820,000 | 243,019,000 |
| Interest expense | 21,455,000 | 47,448,000 | 77,813,000 | 108,813,000 |
| Net interest income | 31,528,000 | 64,472,000 | 99,007,000 | 134,206,000 |
| Noninterest income | 4,570,000 | 9,510,000 | 14,808,000 | 20,368,000 |
| Noninterest expense | 22,838,000 | 42,243,000 | 67,112,000 | 92,494,000 |
| Provision for loan losses | 1,200,000 | 3,500,000 | 4,500,000 | 5,500,000 |
| Pretax income | 12,060,000 | 28,239,000 | 42,268,000 | 56,645,000 |
| Income tax | 3,961,000 | 9,304,000 | 13,907,000 | 18,723,000 |
| Net income | 8,099,000 | 18,935,000 | 28,361,000 | 37,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 254,371,000 | 261,690,000 | 296,783,000 | 301,945,000 |
| Total capital | 286,944,000 | 295,917,000 | 332,709,000 | 338,211,000 |
| Risk-weighted assets | 2,708,043,000 | 3,003,674,000 | 3,123,500,000 | 3,151,034,000 |