Call reports 2005
BANNER BANK — 2005
What BANNER BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 2,967,811,000 | 3,134,825,000 | 3,180,174,000 | 3,034,584,000 |
| Total loans | 2,161,838,000 | 2,314,645,000 | 2,365,011,000 | 2,439,731,000 |
| Allowance for loan losses | 29,736,000 | 29,788,000 | 30,561,000 | 30,898,000 |
| Securities available for sale | 540,706,000 | 526,629,000 | 483,445,000 | 260,284,000 |
| Securities held to maturity | 50,515,000 | 50,801,000 | 51,734,000 | 50,949,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,011,102,000 | 2,190,829,000 | 2,320,005,000 | 2,351,665,000 |
| Interest-bearing deposits | 1,753,582,000 | 1,888,106,000 | 1,997,489,000 | 2,021,639,000 |
| Noninterest-bearing deposits | 257,520,000 | 302,723,000 | 322,516,000 | 330,026,000 |
| Equity capital | 262,674,000 | 269,396,000 | 269,209,000 | 283,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 42,688,000 | 89,059,000 | 139,024,000 | 190,188,000 |
| Interest expense | 16,419,000 | 34,944,000 | 55,580,000 | 76,449,000 |
| Net interest income | 26,269,000 | 54,115,000 | 83,444,000 | 113,739,000 |
| Noninterest income | 3,930,000 | 8,435,000 | 13,678,000 | 18,085,000 |
| Noninterest expense | 20,825,000 | 43,058,000 | 66,465,000 | 96,116,000 |
| Provision for loan losses | 1,203,000 | 2,503,000 | 3,803,000 | 4,903,000 |
| Pretax income | 8,171,000 | 16,997,000 | 26,863,000 | 23,503,000 |
| Income tax | 2,535,000 | 5,316,000 | 8,469,000 | 6,796,000 |
| Net income | 5,636,000 | 11,681,000 | 18,394,000 | 16,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 231,795,000 | 234,877,000 | 238,285,000 | 250,139,000 |
| Total capital | 261,720,000 | 265,424,000 | 269,451,000 | 281,757,000 |
| Risk-weighted assets | 2,338,675,000 | 2,548,265,000 | 2,556,918,000 | 2,578,341,000 |