Call reports 2004
BANNER BANK — 2004
What BANNER BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 2,708,160,000 | 2,755,228,000 | 2,825,337,000 | 2,892,122,000 |
| Total loans | 1,796,582,000 | 1,909,419,000 | 1,984,404,000 | 2,092,847,000 |
| Allowance for loan losses | 26,885,000 | 28,037,000 | 29,407,000 | 29,610,000 |
| Securities available for sale | 693,257,000 | 600,048,000 | 583,196,000 | 547,835,000 |
| Securities held to maturity | 29,330,000 | 49,043,000 | 49,554,000 | 49,914,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,784,248,000 | 1,866,905,000 | 1,925,690,000 | 1,939,778,000 |
| Interest-bearing deposits | 1,565,634,000 | 1,657,083,000 | 1,696,032,000 | 1,704,820,000 |
| Noninterest-bearing deposits | 218,615,000 | 209,822,000 | 229,658,000 | 234,958,000 |
| Equity capital | 242,852,000 | 235,007,000 | 262,716,000 | 264,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 36,604,000 | 74,412,000 | 114,811,000 | 156,182,000 |
| Interest expense | 13,268,000 | 26,981,000 | 41,491,000 | 56,790,000 |
| Net interest income | 23,336,000 | 47,431,000 | 73,320,000 | 99,392,000 |
| Noninterest income | 3,893,000 | 7,944,000 | 12,494,000 | 17,346,000 |
| Noninterest expense | 18,457,000 | 37,517,000 | 57,890,000 | 78,487,000 |
| Provision for loan losses | 1,450,000 | 2,900,000 | 4,344,000 | 5,644,000 |
| Pretax income | 7,334,000 | 15,031,000 | 23,720,000 | 32,748,000 |
| Income tax | 2,277,000 | 4,683,000 | 7,440,000 | 10,322,000 |
| Net income | 5,057,000 | 10,348,000 | 16,280,000 | 22,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 200,124,000 | 202,851,000 | 225,963,000 | 228,899,000 |
| Total capital | 225,653,000 | 229,774,000 | 254,016,000 | 258,445,000 |
| Risk-weighted assets | 1,980,099,000 | 2,095,992,000 | 2,183,447,000 | 2,294,286,000 |