Call reports 2002
BANNER BANK — 2002
What BANNER BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 2,151,004,000 | 2,162,844,000 | 2,229,118,000 | 2,259,414,000 |
| Total loans | 1,597,361,000 | 1,568,668,000 | 1,592,833,000 | 1,573,466,000 |
| Allowance for loan losses | 18,899,000 | 16,646,000 | 19,150,000 | 26,539,000 |
| Securities available for sale | 345,683,000 | 361,604,000 | 373,749,000 | 421,222,000 |
| Securities held to maturity | 15,022,000 | 14,435,000 | 14,082,000 | 13,253,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,414,496,000 | 1,454,887,000 | 1,507,507,000 | 1,532,159,000 |
| Interest-bearing deposits | 1,213,525,000 | 1,257,824,000 | 1,285,318,000 | 1,331,338,000 |
| Noninterest-bearing deposits | 200,971,000 | 197,063,000 | 222,189,000 | 200,821,000 |
| Equity capital | 188,442,000 | 192,613,000 | 195,419,000 | 193,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 36,018,000 | 72,294,000 | 108,643,000 | 144,277,000 |
| Interest expense | 17,105,000 | 33,751,000 | 49,782,000 | 65,226,000 |
| Net interest income | 18,913,000 | 38,543,000 | 58,861,000 | 79,051,000 |
| Noninterest income | 3,213,000 | 6,751,000 | 10,672,000 | 15,060,000 |
| Noninterest expense | 12,843,000 | 26,221,000 | 41,072,000 | 57,817,000 |
| Provision for loan losses | 3,000,000 | 7,000,000 | 11,000,000 | 21,000,000 |
| Pretax income | 6,288,000 | 12,090,000 | 17,487,000 | 15,320,000 |
| Income tax | 2,064,000 | 3,902,000 | 5,471,000 | 4,374,000 |
| Net income | 4,224,000 | 8,188,000 | 12,016,000 | 10,946,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 151,425,000 | 153,117,000 | 154,924,000 | 153,373,000 |
| Total capital | 171,147,000 | 170,571,000 | 174,800,000 | 174,553,000 |
| Risk-weighted assets | 1,571,902,000 | 1,555,659,000 | 1,602,943,000 | 1,626,250,000 |