Call reports 2003
MUNFORD UNION BANK, THE — 2003
What MUNFORD UNION BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 |
|---|---|
| Total assets | 153,079,000 |
| Total loans | 87,342,000 |
| Allowance for loan losses | 1,059,000 |
| Securities available for sale | 43,385,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 120,505,000 |
| Interest-bearing deposits | 107,270,000 |
| Noninterest-bearing deposits | 13,235,000 |
| Equity capital | 20,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 |
|---|---|
| Interest income | 1,922,000 |
| Interest expense | 763,000 |
| Net interest income | 1,159,000 |
| Noninterest income | 222,000 |
| Noninterest expense | 821,000 |
| Provision for loan losses | 8,000 |
| Pretax income | 552,000 |
| Income tax | 113,000 |
| Net income | 439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 |
|---|---|
| Tier 1 capital | 10,376,000 |
| Total capital | 11,435,000 |
| Risk-weighted assets | 96,013,000 |