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Call reports 2002

MUNFORD UNION BANK, THE — 2002

What MUNFORD UNION BANK, THE reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/5958f378-3b0f-4eb9-8875-8eec3d4dab5e/2002

Balance sheet

What the bank holds and owes at quarter end

Measure2002Q12002Q22002Q32002Q4
Total assets115,303,000127,364,000142,711,000148,449,000
Total loans68,902,00072,049,00075,800,00078,703,000
Allowance for loan losses863,000983,0001,031,0001,050,000
Securities available for sale1,996,00033,918,00035,432,00038,930,000
Securities held to maturity29,568,000000
Trading assets0000
Total deposits100,401,000101,344,000111,059,000117,293,000
Interest-bearing deposits87,815,00089,189,00097,432,000104,405,000
Noninterest-bearing deposits12,586,00012,155,00013,627,00012,888,000
Equity capital9,965,00019,963,00020,656,00020,518,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2002Q12002Q22002Q32002Q4
Interest income1,843,000594,0002,468,0004,380,000
Interest expense827,000228,000926,0001,705,000
Net interest income1,016,000366,0001,542,0002,675,000
Noninterest income228,00071,000333,000581,000
Noninterest expense761,000247,0001,016,0001,817,000
Provision for loan losses1,00015,00064,00087,000
Pretax income495,000175,000822,0001,379,000
Income tax33,00070,000275,000397,000
Net income462,000105,000547,000982,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2002Q12002Q22002Q32002Q4
Tier 1 capital9,946,0009,857,0009,923,00010,158,000
Total capital10,809,00010,840,00010,957,00011,208,000
Risk-weighted assets84,092,00087,489,00093,243,00087,141,000