Call reports 2001
MUNFORD UNION BANK, THE — 2001
What MUNFORD UNION BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 114,513,000 | 113,316,000 | 113,830,000 | 114,890,000 |
| Total loans | 67,054,000 | 67,074,000 | 68,364,000 | 70,099,000 |
| Allowance for loan losses | 841,000 | 841,000 | 854,000 | 881,000 |
| Securities available for sale | 11,021,000 | 9,562,000 | 7,362,000 | 3,131,000 |
| Securities held to maturity | 15,641,000 | 22,583,000 | 23,781,000 | 27,121,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,265,000 | 98,715,000 | 99,064,000 | 100,006,000 |
| Interest-bearing deposits | 91,627,000 | 89,750,000 | 89,856,000 | 89,170,000 |
| Noninterest-bearing deposits | 8,638,000 | 8,965,000 | 9,208,000 | 10,836,000 |
| Equity capital | 9,378,000 | 9,267,000 | 9,464,000 | 9,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,112,000 | 4,160,000 | 6,164,000 | 8,099,000 |
| Interest expense | 1,205,000 | 2,380,000 | 3,465,000 | 4,440,000 |
| Net interest income | 907,000 | 1,780,000 | 2,699,000 | 3,659,000 |
| Noninterest income | 211,000 | 435,000 | 665,000 | 878,000 |
| Noninterest expense | 677,000 | 1,384,000 | 2,078,000 | 2,775,000 |
| Provision for loan losses | 7,000 | 10,000 | 30,000 | 174,000 |
| Pretax income | 434,000 | 831,000 | 1,268,000 | 1,619,000 |
| Income tax | 28,000 | 55,000 | 84,000 | 87,000 |
| Net income | 406,000 | 776,000 | 1,184,000 | 1,532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,309,000 | 9,280,000 | 9,424,000 | 9,772,000 |
| Total capital | 10,150,000 | 10,121,000 | 10,278,000 | 10,653,000 |
| Risk-weighted assets | 79,682,000 | 81,651,000 | 84,460,000 | 84,906,000 |