Call reports 2015
COMMUNITY PRIDE BANK — 2015
What COMMUNITY PRIDE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 99,994,000 | 100,723,000 | 100,206,000 | 98,906,000 |
| Total loans | 67,157,000 | 71,909,000 | 75,286,000 | 76,911,000 |
| Allowance for loan losses | 35,000 | 192,000 | 334,000 | 483,000 |
| Securities available for sale | 13,625,000 | 12,833,000 | 11,967,000 | 11,131,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,283,000 | 78,710,000 | 84,876,000 | 85,993,000 |
| Interest-bearing deposits | 61,460,000 | 60,325,000 | 64,254,000 | 65,834,000 |
| Noninterest-bearing deposits | 18,823,000 | 18,385,000 | 20,622,000 | 20,159,000 |
| Equity capital | 13,142,000 | 13,480,000 | 12,757,000 | 12,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 323,000 | 1,367,000 | 2,455,000 | 3,529,000 |
| Interest expense | 21,000 | 82,000 | 143,000 | 202,000 |
| Net interest income | 302,000 | 1,285,000 | 2,312,000 | 3,327,000 |
| Noninterest income | 24,000 | 105,000 | 185,000 | 268,000 |
| Noninterest expense | 208,000 | 864,000 | 1,545,000 | 2,285,000 |
| Provision for loan losses | 30,000 | 135,000 | 260,000 | 467,000 |
| Pretax income | 88,000 | 391,000 | 692,000 | 843,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 88,000 | 391,000 | 692,000 | 843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,412,000 | 12,433,000 | 11,760,000 | 11,937,000 |
| Total capital | 11,447,000 | 12,625,000 | 12,094,000 | 12,420,000 |
| Risk-weighted assets | 69,860,000 | 77,661,000 | 81,138,000 | 82,977,000 |