Call reports 2012
COMMUNITY PRIDE BANK — 2012
What COMMUNITY PRIDE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 86,236,000 | 85,141,000 | 88,601,000 | 90,671,000 |
| Total loans | 61,000,000 | 58,471,000 | 58,106,000 | 57,060,000 |
| Allowance for loan losses | 2,136,000 | 2,342,000 | 2,343,000 | 2,415,000 |
| Securities available for sale | 13,717,000 | 14,424,000 | 15,748,000 | 15,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,184,000 | 73,883,000 | 76,789,000 | 79,008,000 |
| Interest-bearing deposits | 63,510,000 | 63,330,000 | 62,843,000 | 65,139,000 |
| Noninterest-bearing deposits | 11,674,000 | 10,553,000 | 13,946,000 | 13,869,000 |
| Equity capital | 8,653,000 | 8,909,000 | 9,435,000 | 9,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 965,000 | 1,942,000 | 2,891,000 | 3,801,000 |
| Interest expense | 126,000 | 234,000 | 337,000 | 436,000 |
| Net interest income | 839,000 | 1,708,000 | 2,554,000 | 3,365,000 |
| Noninterest income | 101,000 | 216,000 | 489,000 | 355,000 |
| Noninterest expense | 657,000 | 1,441,000 | 2,082,000 | 2,871,000 |
| Provision for loan losses | 171,000 | 171,000 | 171,000 | 221,000 |
| Pretax income | 112,000 | 312,000 | 810,000 | 648,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 110,000 | 310,000 | 808,000 | 646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,578,000 | 8,777,000 | 9,276,000 | 9,114,000 |
| Total capital | 9,393,000 | 9,578,000 | 10,066,000 | 9,857,000 |
| Risk-weighted assets | 63,895,000 | 62,573,000 | 61,623,000 | 57,739,000 |