Call reports 2008
COMMUNITY PRIDE BANK — 2008
What COMMUNITY PRIDE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 84,329,000 | 90,225,000 | 96,716,000 | 97,690,000 |
| Total loans | 76,050,000 | 82,512,000 | 87,394,000 | 85,066,000 |
| Allowance for loan losses | 1,234,000 | 1,491,000 | 1,754,000 | 1,300,000 |
| Securities available for sale | 5,072,000 | 4,049,000 | 5,347,000 | 6,043,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,153,000 | 71,085,000 | 76,497,000 | 79,039,000 |
| Interest-bearing deposits | 59,861,000 | 62,688,000 | 67,290,000 | 70,741,000 |
| Noninterest-bearing deposits | 8,292,000 | 8,396,000 | 9,207,000 | 8,298,000 |
| Equity capital | 7,824,000 | 8,144,000 | 8,711,000 | 8,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,537,000 | 3,034,000 | 4,574,000 | 6,026,000 |
| Interest expense | 622,000 | 1,153,000 | 1,724,000 | 2,287,000 |
| Net interest income | 915,000 | 1,881,000 | 2,850,000 | 3,739,000 |
| Noninterest income | 171,000 | 341,000 | 551,000 | 777,000 |
| Noninterest expense | 811,000 | 1,614,000 | 2,391,000 | 3,088,000 |
| Provision for loan losses | 231,000 | 586,000 | 854,000 | 1,325,000 |
| Pretax income | 44,000 | 22,000 | 156,000 | 103,000 |
| Income tax | 3,000 | 3,000 | 3,000 | 3,000 |
| Net income | 41,000 | 19,000 | 153,000 | 100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,765,000 | 8,129,000 | 8,689,000 | 8,586,000 |
| Total capital | 8,830,000 | 9,276,000 | 9,862,000 | 9,722,000 |
| Risk-weighted assets | 85,089,000 | 91,417,000 | 94,350,000 | 90,713,000 |