Call reports 2007
COMMUNITY PRIDE BANK — 2007
What COMMUNITY PRIDE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 81,276,000 | 87,001,000 | 88,189,000 | 86,673,000 |
| Total loans | 69,240,000 | 74,724,000 | 75,815,000 | 72,939,000 |
| Allowance for loan losses | 782,000 | 886,000 | 960,000 | 1,003,000 |
| Securities available for sale | 6,784,000 | 7,677,000 | 7,949,000 | 8,004,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,183,000 | 70,219,000 | 72,589,000 | 72,250,000 |
| Interest-bearing deposits | 59,340,000 | 60,793,000 | 62,759,000 | 62,292,000 |
| Noninterest-bearing deposits | 9,843,000 | 9,426,000 | 9,830,000 | 9,958,000 |
| Equity capital | 7,700,000 | 7,579,000 | 7,680,000 | 7,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,534,000 | 3,148,000 | 4,858,000 | 6,559,000 |
| Interest expense | 674,000 | 1,379,000 | 2,163,000 | 2,935,000 |
| Net interest income | 860,000 | 1,769,000 | 2,695,000 | 3,624,000 |
| Noninterest income | 95,000 | 198,000 | 428,000 | 691,000 |
| Noninterest expense | 722,000 | 1,559,000 | 2,482,000 | 3,362,000 |
| Provision for loan losses | 37,000 | 141,000 | 215,000 | 339,000 |
| Pretax income | 196,000 | 267,000 | 426,000 | 614,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 195,000 | 266,000 | 425,000 | 613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,715,000 | 7,621,000 | 7,653,000 | 7,842,000 |
| Total capital | 8,497,000 | 8,507,000 | 8,612,000 | 8,845,000 |
| Risk-weighted assets | 76,302,000 | 81,549,000 | 83,229,000 | 82,602,000 |