Call reports 2005
COMMUNITY PRIDE BANK — 2005
What COMMUNITY PRIDE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 70,336,000 | 78,241,000 | 80,650,000 | 84,238,000 |
| Total loans | 59,375,000 | 63,715,000 | 67,431,000 | 68,980,000 |
| Allowance for loan losses | 608,000 | 660,000 | 690,000 | 708,000 |
| Securities available for sale | 5,812,000 | 5,996,000 | 6,949,000 | 8,109,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,558,000 | 61,073,000 | 62,983,000 | 66,238,000 |
| Interest-bearing deposits | 50,279,000 | 52,576,000 | 52,442,000 | 56,339,000 |
| Noninterest-bearing deposits | 7,280,000 | 8,497,000 | 10,542,000 | 9,899,000 |
| Equity capital | 5,943,000 | 6,265,000 | 6,648,000 | 6,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,087,000 | 2,275,000 | 3,637,000 | 5,146,000 |
| Interest expense | 312,000 | 692,000 | 1,164,000 | 1,700,000 |
| Net interest income | 775,000 | 1,583,000 | 2,473,000 | 3,446,000 |
| Noninterest income | 68,000 | 156,000 | 243,000 | 327,000 |
| Noninterest expense | 403,000 | 815,000 | 1,313,000 | 1,927,000 |
| Provision for loan losses | 30,000 | 72,000 | 102,000 | 117,000 |
| Pretax income | 410,000 | 852,000 | 1,301,000 | 1,729,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 409,000 | 851,000 | 1,300,000 | 1,728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,062,000 | 6,339,000 | 6,741,000 | 7,103,000 |
| Total capital | 6,670,000 | 6,999,000 | 7,431,000 | 7,811,000 |
| Risk-weighted assets | 63,237,000 | 69,563,000 | 72,854,000 | 75,281,000 |