Call reports 2002
COMMUNITY PRIDE BANK — 2002
What COMMUNITY PRIDE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 31,557,000 | 35,174,000 | 36,471,000 | 46,563,000 |
| Total loans | 26,738,000 | 30,555,000 | 32,991,000 | 39,417,000 |
| Allowance for loan losses | 247,000 | 286,000 | 324,000 | 377,000 |
| Securities available for sale | 1,079,000 | 1,055,000 | 964,000 | 1,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,989,000 | 30,486,000 | 31,574,000 | 39,461,000 |
| Interest-bearing deposits | 23,572,000 | 26,348,000 | 27,299,000 | 34,809,000 |
| Noninterest-bearing deposits | 4,417,000 | 4,137,000 | 4,275,000 | 4,651,000 |
| Equity capital | 3,376,000 | 3,532,000 | 3,702,000 | 3,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 519,000 | 1,150,000 | 1,822,000 | 2,581,000 |
| Interest expense | 176,000 | 390,000 | 611,000 | 862,000 |
| Net interest income | 343,000 | 760,000 | 1,211,000 | 1,719,000 |
| Noninterest income | 116,000 | 160,000 | 210,000 | 259,000 |
| Noninterest expense | 245,000 | 526,000 | 830,000 | 1,182,000 |
| Provision for loan losses | 62,000 | 101,000 | 139,000 | 192,000 |
| Pretax income | 152,000 | 293,000 | 452,000 | 604,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 152,000 | 293,000 | 452,000 | 604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,379,000 | 3,519,000 | 3,679,000 | 3,830,000 |
| Total capital | 3,626,000 | 3,805,000 | 4,003,000 | 4,207,000 |
| Risk-weighted assets | 27,874,000 | 33,440,000 | 34,674,000 | 41,869,000 |