Call report 2021Q4
CHOICEONE BANK — 2021Q4
The 22 measures CHOICEONE BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,363,747,000 | USD | evidence → |
| Total loans | 1,068,831,000 | USD | evidence → |
| Allowance for loan losses | 7,688,000 | USD | evidence → |
| Securities available for sale | 1,098,884,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,069,915,000 | USD | evidence → |
| Interest-bearing deposits | 1,491,363,000 | USD | evidence → |
| Noninterest-bearing deposits | 578,552,000 | USD | evidence → |
| Equity capital | 236,463,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 64,608,000 | USD | evidence → |
| Interest expense | 3,332,000 | USD | evidence → |
| Net interest income | 61,276,000 | USD | evidence → |
| Noninterest income | 18,751,000 | USD | evidence → |
| Noninterest expense | 52,703,000 | USD | evidence → |
| Provision for loan losses | 416,000 | USD | evidence → |
| Pretax income | 26,793,000 | USD | evidence → |
| Income tax | 4,519,000 | USD | evidence → |
| Net income | 22,274,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 174,587,000 | USD | evidence → |
| Total capital | 182,275,000 | USD | evidence → |
| Risk-weighted assets | 1,418,056,000 | USD | evidence → |