Call report 2019Q4
CHOICEONE BANK — 2019Q4
The 22 measures CHOICEONE BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 673,946,000 | USD | evidence → |
| Total loans | 434,382,000 | USD | evidence → |
| Allowance for loan losses | 4,057,000 | USD | evidence → |
| Securities available for sale | 154,123,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 578,649,000 | USD | evidence → |
| Interest-bearing deposits | 414,366,000 | USD | evidence → |
| Noninterest-bearing deposits | 164,283,000 | USD | evidence → |
| Equity capital | 81,640,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,996,000 | USD | evidence → |
| Interest expense | 3,951,000 | USD | evidence → |
| Net interest income | 22,045,000 | USD | evidence → |
| Noninterest income | 7,543,000 | USD | evidence → |
| Noninterest expense | 21,598,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 8,118,000 | USD | evidence → |
| Income tax | 1,067,000 | USD | evidence → |
| Net income | 7,051,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 65,362,000 | USD | evidence → |
| Total capital | 69,412,000 | USD | evidence → |
| Risk-weighted assets | 525,493,000 | USD | evidence → |