Call report 2018Q4
CHOICEONE BANK — 2018Q4
The 22 measures CHOICEONE BANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 666,767,000 | USD | evidence → |
| Total loans | 430,548,000 | USD | evidence → |
| Allowance for loan losses | 4,673,000 | USD | evidence → |
| Securities available for sale | 164,911,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 578,415,000 | USD | evidence → |
| Interest-bearing deposits | 423,473,000 | USD | evidence → |
| Noninterest-bearing deposits | 154,942,000 | USD | evidence → |
| Equity capital | 75,314,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,478,000 | USD | evidence → |
| Interest expense | 2,461,000 | USD | evidence → |
| Net interest income | 22,017,000 | USD | evidence → |
| Noninterest income | 6,816,000 | USD | evidence → |
| Noninterest expense | 20,318,000 | USD | evidence → |
| Provision for loan losses | 35,000 | USD | evidence → |
| Pretax income | 8,391,000 | USD | evidence → |
| Income tax | 1,140,000 | USD | evidence → |
| Net income | 7,251,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 62,309,000 | USD | evidence → |
| Total capital | 66,976,000 | USD | evidence → |
| Risk-weighted assets | 519,987,000 | USD | evidence → |