Call report 2014Q4
CHOICEONE BANK — 2014Q4
The 22 measures CHOICEONE BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 548,447,000 | USD | evidence → |
| Total loans | 348,283,000 | USD | evidence → |
| Allowance for loan losses | 4,173,000 | USD | evidence → |
| Securities available for sale | 141,462,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 435,635,000 | USD | evidence → |
| Interest-bearing deposits | 321,821,000 | USD | evidence → |
| Noninterest-bearing deposits | 113,814,000 | USD | evidence → |
| Equity capital | 64,299,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,997,000 | USD | evidence → |
| Interest expense | 1,151,000 | USD | evidence → |
| Net interest income | 17,846,000 | USD | evidence → |
| Noninterest income | 6,840,000 | USD | evidence → |
| Noninterest expense | 17,050,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 7,820,000 | USD | evidence → |
| Income tax | 2,097,000 | USD | evidence → |
| Net income | 5,723,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,665,000 | USD | evidence → |
| Total capital | 52,664,000 | USD | evidence → |
| Risk-weighted assets | 386,014,000 | USD | evidence → |