Call report 2013Q2
CHOICEONE BANK — 2013Q2
The 22 measures CHOICEONE BANK reported to the FFIEC for 2013Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 499,197,000 | USD | evidence → |
| Total loans | 317,364,000 | USD | evidence → |
| Allowance for loan losses | 5,864,000 | USD | evidence → |
| Securities available for sale | 130,561,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 404,682,000 | USD | evidence → |
| Interest-bearing deposits | 307,371,000 | USD | evidence → |
| Noninterest-bearing deposits | 97,311,000 | USD | evidence → |
| Equity capital | 59,857,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,614,000 | USD | evidence → |
| Interest expense | 748,000 | USD | evidence → |
| Net interest income | 8,866,000 | USD | evidence → |
| Noninterest income | 3,312,000 | USD | evidence → |
| Noninterest expense | 8,433,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 3,521,000 | USD | evidence → |
| Income tax | 937,000 | USD | evidence → |
| Net income | 2,584,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 43,835,000 | USD | evidence → |
| Total capital | 47,862,000 | USD | evidence → |
| Risk-weighted assets | 339,897,000 | USD | evidence → |