Call report 2003Q1
CHOICEONE BANK — 2003Q1
The 22 measures CHOICEONE BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 206,155,000 | USD | evidence → |
| Total loans | 166,878,000 | USD | evidence → |
| Allowance for loan losses | 2,094,000 | USD | evidence → |
| Securities available for sale | 24,948,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 148,025,000 | USD | evidence → |
| Interest-bearing deposits | 131,430,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,595,000 | USD | evidence → |
| Equity capital | 19,560,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,239,000 | USD | evidence → |
| Interest expense | 1,259,000 | USD | evidence → |
| Net interest income | 1,980,000 | USD | evidence → |
| Noninterest income | 803,000 | USD | evidence → |
| Noninterest expense | 1,888,000 | USD | evidence → |
| Provision for loan losses | 170,000 | USD | evidence → |
| Pretax income | 725,000 | USD | evidence → |
| Income tax | 209,000 | USD | evidence → |
| Net income | 516,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,915,000 | USD | evidence → |
| Total capital | 20,870,000 | USD | evidence → |
| Risk-weighted assets | 156,410,000 | USD | evidence → |