Call reports 2026
FRANKLIN BANK & TRUST COMPANY — 2026
What FRANKLIN BANK & TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 802,645,000 | 803,588,000 |
| Total loans | 688,826,000 | 689,626,000 |
| Allowance for loan losses | 6,439,000 | 6,439,000 |
| Securities available for sale | 8,511,000 | 8,246,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 659,840,000 | 650,733,000 |
| Interest-bearing deposits | 533,991,000 | 525,116,000 |
| Noninterest-bearing deposits | 125,849,000 | 125,617,000 |
| Equity capital | 104,974,000 | 107,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 11,481,000 | 23,251,000 |
| Interest expense | 4,048,000 | 8,113,000 |
| Net interest income | 7,433,000 | 15,138,000 |
| Noninterest income | 1,511,000 | 2,920,000 |
| Noninterest expense | 4,622,000 | 9,292,000 |
| Provision for loan losses | 123,000 | 568,000 |
| Pretax income | 4,199,000 | 8,198,000 |
| Income tax | 993,000 | 1,918,000 |
| Net income | 3,206,000 | 6,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 104,875,000 | 107,330,000 |