Call reports 2024
FRANKLIN BANK & TRUST COMPANY — 2024
What FRANKLIN BANK & TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 799,299,000 | 745,189,000 | 734,845,000 | 754,026,000 |
| Total loans | 651,794,000 | 639,715,000 | 634,341,000 | 652,631,000 |
| Allowance for loan losses | 6,380,000 | 6,369,000 | 6,394,000 | 6,397,000 |
| Securities available for sale | 9,933,000 | 9,705,000 | 9,794,000 | 9,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 674,743,000 | 619,182,000 | 609,499,000 | 606,317,000 |
| Interest-bearing deposits | 462,866,000 | 456,403,000 | 473,480,000 | 477,214,000 |
| Noninterest-bearing deposits | 211,877,000 | 162,779,000 | 136,019,000 | 129,103,000 |
| Equity capital | 88,551,000 | 90,073,000 | 92,075,000 | 94,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 10,672,000 | 21,326,000 | 32,094,000 | 43,081,000 |
| Interest expense | 4,519,000 | 8,880,000 | 13,414,000 | 17,696,000 |
| Net interest income | 6,153,000 | 12,446,000 | 18,680,000 | 25,385,000 |
| Noninterest income | 1,043,000 | 2,063,000 | 3,113,000 | 4,887,000 |
| Noninterest expense | 4,136,000 | 8,375,000 | 12,497,000 | 16,599,000 |
| Provision for loan losses | 43,000 | 297,000 | 330,000 | 496,000 |
| Pretax income | 3,017,000 | 5,833,000 | 8,960,000 | 13,171,000 |
| Income tax | 719,000 | 1,376,000 | 2,102,000 | 3,102,000 |
| Net income | 2,298,000 | 4,457,000 | 6,858,000 | 10,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,561,000 | 90,104,000 | 91,889,000 | 94,215,000 |