Call reports 2022
FRANKLIN BANK & TRUST COMPANY — 2022
What FRANKLIN BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 694,989,000 | 699,485,000 | 712,696,000 | 725,763,000 |
| Total loans | 544,885,000 | 586,503,000 | 595,478,000 | 613,753,000 |
| Allowance for loan losses | 7,151,000 | 7,255,000 | 7,467,000 | 7,457,000 |
| Securities available for sale | 741,000 | 390,000 | 10,273,000 | 10,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 575,083,000 | 578,543,000 | 605,950,000 | 586,460,000 |
| Interest-bearing deposits | 409,883,000 | 418,863,000 | 432,287,000 | 414,884,000 |
| Noninterest-bearing deposits | 165,200,000 | 159,680,000 | 173,663,000 | 171,576,000 |
| Equity capital | 80,115,000 | 79,642,000 | 81,031,000 | 83,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,789,000 | 12,151,000 | 19,522,000 | 27,663,000 |
| Interest expense | 717,000 | 1,432,000 | 2,351,000 | 3,790,000 |
| Net interest income | 5,072,000 | 10,719,000 | 17,171,000 | 23,873,000 |
| Noninterest income | 1,051,000 | 1,929,000 | 2,724,000 | 3,762,000 |
| Noninterest expense | 3,502,000 | 6,836,000 | 10,312,000 | 13,814,000 |
| Provision for loan losses | 294,000 | 983,000 | 1,667,000 | 1,717,000 |
| Pretax income | 2,327,000 | 4,870,000 | 7,956,000 | 12,144,000 |
| Income tax | 541,000 | 1,127,000 | 1,849,000 | 2,838,000 |
| Net income | 1,786,000 | 3,743,000 | 6,107,000 | 9,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,114,000 | 79,642,000 | 81,076,000 | 83,254,000 |