Call reports 2017
FRANKLIN BANK & TRUST COMPANY — 2017
What FRANKLIN BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 477,865,000 | 484,502,000 | 472,125,000 | 469,416,000 |
| Total loans | 398,869,000 | 404,170,000 | 397,088,000 | 397,351,000 |
| Allowance for loan losses | 5,009,000 | 5,006,000 | 4,842,000 | 4,507,000 |
| Securities available for sale | 10,498,000 | 7,348,000 | 7,107,000 | 7,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 382,038,000 | 385,342,000 | 369,529,000 | 369,015,000 |
| Interest-bearing deposits | 309,257,000 | 312,688,000 | 301,528,000 | 293,279,000 |
| Noninterest-bearing deposits | 72,781,000 | 72,654,000 | 68,001,000 | 75,736,000 |
| Equity capital | 50,235,000 | 52,506,000 | 53,503,000 | 53,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,612,000 | 9,475,000 | 14,531,000 | 19,485,000 |
| Interest expense | 702,000 | 1,500,000 | 2,302,000 | 3,104,000 |
| Net interest income | 3,910,000 | 7,975,000 | 12,229,000 | 16,381,000 |
| Noninterest income | 995,000 | 1,958,000 | 2,879,000 | 3,816,000 |
| Noninterest expense | 2,854,000 | 5,830,000 | 8,728,000 | 11,606,000 |
| Provision for loan losses | 119,000 | -590,000 | -358,000 | -1,000 |
| Pretax income | 1,932,000 | 4,695,000 | 6,740,000 | 8,594,000 |
| Income tax | 593,000 | 1,213,000 | 1,855,000 | 2,674,000 |
| Net income | 1,339,000 | 3,482,000 | 4,885,000 | 5,920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,261,000 | 52,505,000 | 53,498,000 | 53,991,000 |
| Total capital | 55,248,000 | 57,511,000 | 58,340,000 | 58,498,000 |
| Risk-weighted assets | 398,924,000 | 407,301,000 | 398,919,000 | 398,668,000 |