Call reports 2014
FRANKLIN BANK & TRUST COMPANY — 2014
What FRANKLIN BANK & TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 362,520,000 | 362,241,000 | 369,711,000 | 386,597,000 |
| Total loans | 290,168,000 | 294,130,000 | 308,167,000 | 319,169,000 |
| Allowance for loan losses | 5,002,000 | 5,000,000 | 5,002,000 | 5,003,000 |
| Securities available for sale | 16,831,000 | 12,840,000 | 13,215,000 | 13,291,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,465,000 | 295,419,000 | 303,854,000 | 318,951,000 |
| Interest-bearing deposits | 254,842,000 | 249,306,000 | 260,824,000 | 273,228,000 |
| Noninterest-bearing deposits | 47,623,000 | 46,113,000 | 43,030,000 | 45,723,000 |
| Equity capital | 41,667,000 | 42,293,000 | 42,678,000 | 42,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,820,000 | 7,758,000 | 11,681,000 | 15,753,000 |
| Interest expense | 505,000 | 1,003,000 | 1,508,000 | 2,045,000 |
| Net interest income | 3,315,000 | 6,755,000 | 10,173,000 | 13,708,000 |
| Noninterest income | 666,000 | 1,283,000 | 1,985,000 | 2,674,000 |
| Noninterest expense | 2,557,000 | 5,185,000 | 7,873,000 | 10,712,000 |
| Provision for loan losses | 201,000 | 394,000 | 577,000 | 947,000 |
| Pretax income | 1,223,000 | 2,515,000 | 3,782,000 | 4,789,000 |
| Income tax | 370,000 | 763,000 | 1,146,000 | 1,425,000 |
| Net income | 853,000 | 1,752,000 | 2,636,000 | 3,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,765,000 | 42,262,000 | 42,620,000 | 42,781,000 |
| Total capital | 45,180,000 | 45,729,000 | 46,242,000 | 46,611,000 |
| Risk-weighted assets | 271,617,000 | 275,863,000 | 297,846,000 | 305,238,000 |
Machine access — free, no API key
Every figure shown here about FRANKLIN BANK & TRUST COMPANY — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.