Call reports 2001
FRANKLIN BANK & TRUST COMPANY — 2001
What FRANKLIN BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 186,572,000 | 186,522,000 | 189,514,000 | 190,480,000 |
| Total loans | 145,217,000 | 156,570,000 | 161,960,000 | 174,336,000 |
| Allowance for loan losses | 1,800,000 | 1,800,000 | 2,630,000 | 2,930,000 |
| Securities available for sale | 14,435,000 | 13,211,000 | 12,432,000 | 7,765,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,806,000 | 152,227,000 | 156,356,000 | 153,292,000 |
| Interest-bearing deposits | 138,349,000 | 138,142,000 | 142,478,000 | 137,498,000 |
| Noninterest-bearing deposits | 14,457,000 | 14,085,000 | 13,878,000 | 15,794,000 |
| Equity capital | 17,094,000 | 17,362,000 | 17,099,000 | 17,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,712,000 | 7,371,000 | 10,887,000 | 14,298,000 |
| Interest expense | 2,126,000 | 4,215,000 | 6,248,000 | 8,031,000 |
| Net interest income | 1,586,000 | 3,156,000 | 4,639,000 | 6,267,000 |
| Noninterest income | 250,000 | 501,000 | 754,000 | 952,000 |
| Noninterest expense | 1,046,000 | 2,136,000 | 3,211,000 | 4,257,000 |
| Provision for loan losses | 182,000 | 228,000 | 1,199,000 | 1,500,000 |
| Pretax income | 747,000 | 1,432,000 | 1,122,000 | 1,718,000 |
| Income tax | 224,000 | 431,000 | 304,000 | 486,000 |
| Net income | 523,000 | 1,001,000 | 818,000 | 1,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,036,000 | 17,322,000 | 16,949,000 | 17,172,000 |
| Total capital | 18,771,000 | 19,122,000 | 18,839,000 | 19,192,000 |
| Risk-weighted assets | 138,744,000 | 147,796,000 | 150,473,000 | 160,691,000 |