Call reports 2007
CENTURY BANK, NATIONAL ASSOCIATION — 2007
What CENTURY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,255,242,000 | 1,283,329,000 | 1,326,791,000 | 1,336,524,000 |
| Total loans | 973,308,000 | 1,023,955,000 | 1,068,626,000 | 1,136,950,000 |
| Allowance for loan losses | 9,583,000 | 9,343,000 | 9,474,000 | 9,880,000 |
| Securities available for sale | 182,249,000 | 174,309,000 | 160,416,000 | 106,224,000 |
| Securities held to maturity | 9,652,000 | 10,200,000 | 9,691,000 | 9,685,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,151,563,000 | 1,139,827,000 | 1,216,076,000 | 1,218,232,000 |
| Interest-bearing deposits | 1,098,259,000 | 1,095,277,000 | 1,172,185,000 | 1,168,860,000 |
| Noninterest-bearing deposits | 53,304,000 | 44,550,000 | 43,891,000 | 49,372,000 |
| Equity capital | 94,205,000 | 95,811,000 | 100,767,000 | 109,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 21,209,000 | 44,129,000 | 67,860,000 | 91,260,000 |
| Interest expense | 11,174,000 | 22,928,000 | 35,084,000 | 46,819,000 |
| Net interest income | 10,035,000 | 21,201,000 | 32,776,000 | 44,441,000 |
| Noninterest income | 2,835,000 | 6,531,000 | 9,759,000 | 13,191,000 |
| Noninterest expense | 9,778,000 | 20,227,000 | 30,745,000 | 40,869,000 |
| Provision for loan losses | 825,000 | 1,499,000 | 1,916,000 | 2,775,000 |
| Pretax income | 2,267,000 | 6,006,000 | 8,880,000 | 12,991,000 |
| Income tax | 699,000 | 1,904,000 | 2,845,000 | 4,104,000 |
| Net income | 1,568,000 | 4,102,000 | 6,035,000 | 8,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,580,000 | 96,200,000 | 98,978,000 | 106,803,000 |
| Total capital | 104,069,000 | 106,488,000 | 109,662,000 | 117,767,000 |
| Risk-weighted assets | 1,009,018,000 | 1,055,807,000 | 1,095,405,000 | 1,146,360,000 |