Call reports 2003
CENTURY BANK, NATIONAL ASSOCIATION — 2003
What CENTURY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 388,744,000 | 404,633,000 | 456,612,000 | 510,870,000 |
| Total loans | 268,941,000 | 281,997,000 | 293,813,000 | 301,861,000 |
| Allowance for loan losses | 3,506,000 | 3,740,000 | 4,078,000 | 4,255,000 |
| Securities available for sale | 96,351,000 | 93,248,000 | 127,998,000 | 176,880,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,848,000 | 369,429,000 | 394,595,000 | 449,111,000 |
| Interest-bearing deposits | 320,482,000 | 327,929,000 | 348,066,000 | 402,549,000 |
| Noninterest-bearing deposits | 35,366,000 | 41,500,000 | 46,529,000 | 46,562,000 |
| Equity capital | 27,669,000 | 28,439,000 | 37,386,000 | 38,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 5,056,000 | 10,203,000 | 15,486,000 | 21,257,000 |
| Interest expense | 2,023,000 | 3,989,000 | 5,868,000 | 7,800,000 |
| Net interest income | 3,033,000 | 6,214,000 | 9,618,000 | 13,457,000 |
| Noninterest income | 873,000 | 1,938,000 | 3,156,000 | 4,304,000 |
| Noninterest expense | 2,536,000 | 5,236,000 | 8,241,000 | 11,724,000 |
| Provision for loan losses | 295,000 | 590,000 | 895,000 | 1,200,000 |
| Pretax income | 1,075,000 | 2,326,000 | 3,638,000 | 4,837,000 |
| Income tax | 357,000 | 762,000 | 1,186,000 | 1,555,000 |
| Net income | 718,000 | 1,564,000 | 2,452,000 | 3,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,812,000 | 27,658,000 | 37,315,000 | 36,060,000 |
| Total capital | 30,318,000 | 31,398,000 | 41,393,000 | 40,315,000 |
| Risk-weighted assets | 286,170,000 | 307,686,000 | 333,734,000 | 348,468,000 |