Call reports 2002
CENTURY BANK, NATIONAL ASSOCIATION — 2002
What CENTURY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 315,959,000 | 335,807,000 | 358,347,000 | 369,288,000 |
| Total loans | 213,665,000 | 228,514,000 | 236,134,000 | 250,891,000 |
| Allowance for loan losses | 2,305,000 | 2,672,000 | 2,869,000 | 3,216,000 |
| Securities available for sale | 76,134,000 | 80,313,000 | 100,603,000 | 93,411,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,263,000 | 309,109,000 | 331,065,000 | 339,760,000 |
| Interest-bearing deposits | 262,062,000 | 275,345,000 | 297,455,000 | 304,767,000 |
| Noninterest-bearing deposits | 29,201,000 | 33,764,000 | 33,610,000 | 34,993,000 |
| Equity capital | 23,661,000 | 25,239,000 | 26,088,000 | 26,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,648,000 | 9,495,000 | 14,497,000 | 19,592,000 |
| Interest expense | 2,200,000 | 4,354,000 | 6,500,000 | 8,607,000 |
| Net interest income | 2,448,000 | 5,141,000 | 7,997,000 | 10,985,000 |
| Noninterest income | 551,000 | 1,098,000 | 1,722,000 | 2,584,000 |
| Noninterest expense | 2,198,000 | 4,143,000 | 6,427,000 | 9,275,000 |
| Provision for loan losses | 280,000 | 752,000 | 1,022,000 | 1,527,000 |
| Pretax income | 521,000 | 1,344,000 | 2,270,000 | 2,767,000 |
| Income tax | 176,000 | 454,000 | 768,000 | 688,000 |
| Net income | 345,000 | 890,000 | 1,502,000 | 2,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,735,000 | 24,531,000 | 25,143,000 | 25,720,000 |
| Total capital | 26,040,000 | 27,203,000 | 28,012,000 | 28,936,000 |
| Risk-weighted assets | 228,666,000 | 246,995,000 | 253,299,000 | 266,542,000 |