Call reports 2026
HEARTLAND STATE BANK — 2026
What HEARTLAND STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 156,028,000 | 154,029,000 |
| Total loans | 118,145,000 | 122,329,000 |
| Allowance for loan losses | 965,000 | 966,000 |
| Securities available for sale | 22,853,000 | 19,480,000 |
| Securities held to maturity | 139,000 | 69,000 |
| Trading assets | 0 | 0 |
| Total deposits | 134,713,000 | 135,067,000 |
| Interest-bearing deposits | 87,657,000 | 97,665,000 |
| Noninterest-bearing deposits | 47,056,000 | 37,402,000 |
| Equity capital | 14,014,000 | 14,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,334,000 | 4,741,000 |
| Interest expense | 485,000 | 967,000 |
| Net interest income | 1,849,000 | 3,774,000 |
| Noninterest income | 240,000 | 493,000 |
| Noninterest expense | 1,178,000 | 2,287,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 911,000 | 1,980,000 |
| Income tax | 55,000 | 100,000 |
| Net income | 856,000 | 1,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 15,077,000 | 15,332,000 |
| Total capital | 16,052,000 | — |
| Risk-weighted assets | 138,874,000 | — |