Call reports 2024
HEARTLAND STATE BANK — 2024
What HEARTLAND STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 151,709,000 | 149,237,000 | 151,855,000 | 146,535,000 |
| Total loans | 97,045,000 | 97,856,000 | 100,635,000 | 100,965,000 |
| Allowance for loan losses | 948,000 | 954,000 | 962,000 | 953,000 |
| Securities available for sale | 42,244,000 | 39,067,000 | 37,858,000 | 33,457,000 |
| Securities held to maturity | 1,418,000 | 1,355,000 | 1,355,000 | 825,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,397,000 | 117,864,000 | 114,685,000 | 117,313,000 |
| Interest-bearing deposits | 91,231,000 | 85,092,000 | 81,988,000 | 82,411,000 |
| Noninterest-bearing deposits | 36,166,000 | 32,772,000 | 32,697,000 | 34,902,000 |
| Equity capital | 11,460,000 | 11,574,000 | 12,808,000 | 12,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,103,000 | 4,199,000 | 6,446,000 | 8,653,000 |
| Interest expense | 574,000 | 1,137,000 | 1,791,000 | 2,389,000 |
| Net interest income | 1,529,000 | 3,062,000 | 4,655,000 | 6,264,000 |
| Noninterest income | 230,000 | 470,000 | 679,000 | 899,000 |
| Noninterest expense | 862,000 | 1,830,000 | 2,736,000 | 3,862,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 897,000 | 1,654,000 | 2,550,000 | 3,253,000 |
| Income tax | 51,000 | 99,000 | 162,000 | 162,000 |
| Net income | 846,000 | 1,555,000 | 2,388,000 | 3,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,371,000 | 14,350,000 | 14,548,000 | 14,501,000 |
| Total capital | 15,320,000 | 15,314,000 | 15,521,000 | 15,464,000 |
| Risk-weighted assets | 118,229,000 | 116,425,000 | 120,072,000 | 120,483,000 |