Call reports 2023
HEARTLAND STATE BANK — 2023
What HEARTLAND STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 147,351,000 | 143,513,000 | 148,938,000 | 153,250,000 |
| Total loans | 87,787,000 | 85,591,000 | 92,125,000 | 95,829,000 |
| Allowance for loan losses | 944,000 | 944,000 | 944,000 | 944,000 |
| Securities available for sale | 44,855,000 | 44,221,000 | 42,045,000 | 43,165,000 |
| Securities held to maturity | 1,686,000 | 1,533,000 | 1,533,000 | 1,418,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,006,000 | 118,556,000 | 117,088,000 | 125,046,000 |
| Interest-bearing deposits | 76,321,000 | 82,038,000 | 83,252,000 | 83,518,000 |
| Noninterest-bearing deposits | 37,685,000 | 36,518,000 | 33,836,000 | 41,528,000 |
| Equity capital | 10,551,000 | 10,327,000 | 9,992,000 | 11,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,577,000 | 3,432,000 | 5,385,000 | 7,486,000 |
| Interest expense | 309,000 | 711,000 | 1,250,000 | 1,883,000 |
| Net interest income | 1,268,000 | 2,721,000 | 4,135,000 | 5,603,000 |
| Noninterest income | 146,000 | 326,000 | 511,000 | 687,000 |
| Noninterest expense | 665,000 | 1,590,000 | 2,345,000 | 3,557,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 749,000 | 1,457,000 | 2,301,000 | 2,733,000 |
| Income tax | 48,000 | 99,000 | 134,000 | 124,000 |
| Net income | 701,000 | 1,358,000 | 2,167,000 | 2,609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,943,000 | 14,001,000 | 14,209,000 | 13,925,000 |
| Total capital | 14,887,000 | 14,946,000 | 15,153,000 | 14,870,000 |
| Risk-weighted assets | 108,594,000 | 106,590,000 | 115,862,000 | 117,256,000 |