Call reports 2022
HEARTLAND STATE BANK — 2022
What HEARTLAND STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 123,981,000 | 134,711,000 | 136,222,000 | 141,159,000 |
| Total loans | 72,840,000 | 73,398,000 | 82,849,000 | 84,450,000 |
| Allowance for loan losses | 945,000 | 944,000 | 944,000 | 943,000 |
| Securities available for sale | 39,002,000 | 42,543,000 | 42,272,000 | 43,531,000 |
| Securities held to maturity | 1,949,000 | 1,801,000 | 1,801,000 | 1,686,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,687,000 | 121,922,000 | 114,663,000 | 117,522,000 |
| Interest-bearing deposits | 74,167,000 | 82,983,000 | 77,735,000 | 78,247,000 |
| Noninterest-bearing deposits | 37,520,000 | 38,939,000 | 36,928,000 | 39,275,000 |
| Equity capital | 9,789,000 | 10,315,000 | 9,054,000 | 9,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,028,000 | 2,193,000 | 3,470,000 | 4,858,000 |
| Interest expense | 52,000 | 92,000 | 180,000 | 383,000 |
| Net interest income | 976,000 | 2,101,000 | 3,290,000 | 4,475,000 |
| Noninterest income | 175,000 | 345,000 | 531,000 | 703,000 |
| Noninterest expense | 813,000 | 1,631,000 | 2,404,000 | 3,306,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 338,000 | 815,000 | 1,417,000 | 1,872,000 |
| Income tax | 24,000 | 43,000 | 88,000 | 114,000 |
| Net income | 314,000 | 772,000 | 1,329,000 | 1,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,994,000 | 13,452,000 | 13,644,000 | 13,627,000 |
| Total capital | 12,939,000 | 14,396,000 | 14,588,000 | 14,570,000 |
| Risk-weighted assets | 91,418,000 | 94,574,000 | 102,215,000 | 105,047,000 |